FishCash is an online loan application and credit platform for professionals from all over India, where you can apply for a loan online and transfer up to 200,000 rupees in cash to a bank account.
Details of the product
Loan amount: 3000 rupees-30000 rupees
Loan period: 91 days-360 days
Highest APR: 25%
Processing Fee Up to 5% of Loan Amount (additional 18% GST)
For ₹10000 loan of 91 days duration
Applicable fees=₹10000 * 5% = ₹500
GST=₹500 * 18% = ₹90
Interest payable=₹10000 * 25% / 365days * 91days = ₹623
Total cost = ₹500+ ₹90 + ₹623 = ₹1213
Total repayment amount of 91days =₹10000 + ₹1213= ₹11213
Online loan, a good choice to help you, you can get a loan through direct bank transfer. All you need is your PAN Card & Address Proof to avail ₹1,000 to ₹50,000 for a tenure ranging from 91 days to 6 months.
Online loan-a new option for online loan where you can avail amounts from ₹10,000 to ₹2 Lakhs as direct bank transfer for tenure ranging from 3 to 15 months. All you need is your PAN Card, Address Proof and Salary Proof.
1. 100% Online process
2. Fund safety, protected by advanced server
3. Loan transfer via bank
1. Indian resident
2. Above the age of 18 years
3. Should have monthly source of income
How to get started
1. Install FishCash App
2. Create your account
3. Fill your basic details to check first level eligibility
4. Upload KYC documents – ID, Address Proof & PAN card
5. Avail Loan as bank transfer or E-voucher as per your request
Fees & Charges
Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only.
A small processing fee is charged for loans e.g. for low risk customers 0% – 3% of the principal, for very high-risk customers 2.5% – 7%*.
FishCash charges one-time service fee while onboarding or during upgrade which is ₹20-₹350 depending on the risk profile.
*The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers. Penalty is charged only when someone delays their scheduled payment.