Swift Loan

Features:
Best security practices to keep your information safe and secure during the loan process.
Loan amount: ‎From₹ 2,000 to ‎₹ 10,000
Minimum period for repayment : 91 days
Maximum period for repayment : 180 days
Interest rate : from 0%-30% per annum depending on the product availed.
GST: 18% of Processing Fee
Service Fee: Minimum 2%, Maximum 8%

Representative Example : Personal loan for salaried
Amount Borrowed (Principal): ₹ 5,000
Tenure :91 days（3months）
Interest Rate (APR) = 30% (on Reducing Principal Balance interest calculation)
Processing Fee (incl. GST): ₹374
Disbursed amount：₹4625
EMI amount: ₹1742
Interest amount: ₹1742x 3 months – ₹5000 Principal = ₹226
Late Fee ₹0 if paid on time
Total repayment amount = Principal repayment amount + Interest Amount + Fee = ₹5000+ ₹226 + ₹374 = ₹5600

Eligibility
1. Indian resident with good credit
2. Age between 22-59 years
3. Have a stable salary

Responsible Lending
Swift Loan has partnered with RBI-authorised & regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant. Swift Loan is trusted by more than 1Cr users all over India.

How to get started
1. Install Swift Loan App
2. Login app by OTP
3. Submit the required basic information and application
4. Wait for approval(Review your credit)
5. Receive money

Safety & Security
We use https to transmit data, and use the latest encryption technology on the server to store your data. We ensure that your data is in safe hands. We will never share data to the third party without your permission.

Notice: For a faster and safety process, we require the following App permissions:

Financial SMS
We read only transactional SMSs to ascertain the credit-worthiness and loan amount

Camera & Media Access
Helps you upload your selfie as a part of the application process

Read Device Info –
To securely link the Swift Loan Application to the user's phone

Contacts
As a part of our loan journey, we require references from the Swift Loan Applicant.

To read our Policy for details, visit: https://webapi.swiftpool.in/privacy.html

Contact Us
Customer Service Email: swiftloan.financialservice01@gmail.com
Bug Report Email: swiftloan.financialservice01@gmail.com
Address: 7 MANGO LANE, ROOM NO.204, 1ND FLOOR, PREMISES NO. 09